Who pays the credit card transaction fees and other banking fees?

AdventistGiving negotiates the lowest possible fees for online giving. There is no cost to the

local church or the member. Costs are shared by the local conference (70%), union conference

(10%), North American Division (10%), and General Conference (10%).

US Donations: Please consider using a bank account as your payment method to keep costs to

a minimum.

Average fees:

● Bank account - 19 cents each

● Debit cards - 0.50% of the amount donated

● Credit cards - 1.90% of the amount donated

Canadian Donations: Please consider using debit cards as your payment method to keep costs

to a minimum. Debit card donations may be made using Visa or MasterCard debit cards that

correspond with the regular banking cards provided by most Canadian Banks.

Average fees:

● Debit cards - .50% of the amount donated

● Credit cards - Visa 1.19%, MC 1.23% of the amount donated

● ACH is not currently an option